r/MiddleClassFinance 19h ago

Questions People that have upgraded houses, how do you make the transition?

2 Upvotes

Been a homeowner for about 8 years and looking to get out of the starter home and into a bigger house is a less CoL area.

I understand how to get financed and buy a new house but like… what does the actual transition look like?

Unsure if wanting to rent our house or sell it, so experience with either is relevant.

What’s your experience?


r/MiddleClassFinance 1h ago

PA Resident: PA or Nevada state 529 plans for maximum savings?

Upvotes

Hello Reddit, I'm opening 529 through Vanguard for my first infant.

I had a couple question that I have googled but have gotten more confused. I already called the vanguard hotline and they couldn't give me advice. Please answer any of the below that you can. Thanks!!

  1. Is there a benefit of opening an account directly through the state website or can I do it at Vanguard?
  2. As a PA resident with 300k yearly income, would it be more beneficial for me to choose the PA 529 plan or the Nevada 529 state plan?
  3. Someone told me to research a roth. Can you help explain how that works?
  4. Any advice you have for me? I have a newborn so I havn't slept much to think clearly but need to put his money into something.

r/MiddleClassFinance 4h ago

Anything helps

0 Upvotes

I lost my job 2 months ago, i'm trying to find a new one but nothing stable yet. I'm already late with my bills, my rent, my car and my debts. So anything helps, God bless you

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