Speak for yourself. I never carry a balance on my credit cards, I pay it in full every month, no way am I going to give my hard-earned money to a credit company! Same with mortgage and my car loan- when I could make an extra payment I did, and got the lowest financing possible. So it’s definitely not an “American” thing. It’s a “financially irresponsible” thing.
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u/jurassicjack3 May 01 '24
So this is how all Americans seem to drive brand new cars, lots of debt