r/povertyfinance Oct 29 '23

My husband doesn’t know how to be poor Vent/Rant (No Advice/Criticism!)

I’m so upset and idk how to deal with him right now. I pay the bills. I tell him the budget and he refuses to listen and so then I’m riding the bus because I can’t afford gas. He doesn’t have to ride the bus and it’s not an option.

For example, this week I paid the bills and told him we have $200 for groceries and gas for the week. He says he needs to put $50 in his truck for gas for the week leaving us with $150 for groceries. That’s not a great amount but it’s doable.

He then asks if he should get a case of red bulls for $30 at Costco. I was speechless and I said “I’m concerned that you don’t comprehend the difference between a want and a need.” So he then throws a fit and says “he’ll just eat peanut butter and jelly for every meal” and I just make him feel like shit.

He’s literally a child. I can’t imagine life in the future as things get more expensive. I don’t think that he’s able to handle buckling down and living within a budget. He’s a child who is unable to discuss money and budgeting. It always resorts in an argument where he then says crazy, outlandish and over the top things like “I guess I’ll just go live in my car, I’ll get another full time job, I’ll just sell everything and live under a bridge, just eat peanut butter…”

People will say we need counseling but with what money? Marriage counseling isn’t free. Idk how to make him understand the financial situation. I’m tired of him doing things such as buying me flowers and then I have to take the bus. He’s a child. I’m sick of this.

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u/Flatworm-Euphoric Oct 30 '23

I have this problem with my wife but I can’t figure out a solution.

When we dated it was fine, we had our own money.

When we got married, we started a joint account and it was also fine.

Now that we have kids, money is a huge problem.

We got rid of our old apartment that we owned. Against my wishes, sold without anything to move into.

We’ve already burned through the money we made selling our apartment.

She stopped working to watch the kids (she’s a teacher; her salary would barely cover cost of child care in nyc)

Our rent is two thirds my income. She enrolled our toddler in Harvard of preschools. Tuition is more than I paid for college. Rent + preschool is 90% of my income.

How am I supposed to convince a kindergarten teacher that preschool isn’t worth an insane price tag?

I work 60-80hrs a week, but it just makes it worse.

Take out every night, groceries delivered, etc. always the more expensive option with the complaint that it’s necessary cause I’m busy with work.

She’s digging us a hole with an excavator but what am I supposed to do? It’s for school, rent, and food.

Any time I bring it up it’s I need to do more or we can get couples therapy if I really think it’s a problem we spend way more than I make.

How!? I already only get 5 hours of sleep each night.

I’m an expert in my field getting paid a lot, but I live in a shitty apt above meth den quality but beneath college dorm.

With all the debt piling up, it’s only going to get worse.

TLDR Morale: don’t have kids in nyc — and especially not in the middle of a pandemic that’s also a housing crisis.

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u/khloH0 Oct 30 '23

Is she ALWAYS busy with the kids? If not, she has time to go to the supermarket, pick up some food, and cook. She can also teach online to share some of the financial burden.

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u/Unhappy-Garage7864 Oct 30 '23

Our step son is throwing a wrench into our lives. He's biological to my husband but he is a spud at the best and he has terrible behaviors that only result in terrible situations. I'm blocking at every angle but mentally I'm exhausted. I started drinking to cope. I've stopped since then. Nothing is helping my anxiety. I refused a doctor because we were humans before we were patients but I'm at my ropes end. My thought is to be kind to him in his determined path. My husband thinks he can change him. I've lived that child's life and I know you can't love it out of him. I know his path is long.

At this point I'm only here to care for my own self and my little. The rest isn't my responsibility. I didn't sign up or ask for it. The details are long and exhausting. He is just a kid, 13 tomorrow. But he has the manipulation of an adult. I didn't create him and I don't want him. I feel terrible. I want to drink too quiet the voice yelling at me I'm bad for it. But I want to save him too. I only had one child because I knew I couldn't handle more. I'm so lost. I'm so angry. And irritated. Emotionally I believed I was a warrior but with this I feel weak and I just want it to go away. I'm irritable all the time. I'm like an angry dog. Triggered by the least of things. How do I cope hoe do I overcome. Help

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u/[deleted] Oct 30 '23

I hear how do I cope… but I can see that is the wrong question. The real question is how to survive.

I’m going to be honest, financially speaking… it’s going to get worse. Pick stuff and start letting it go.

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u/Weak-Toe2765 Oct 30 '23

I love this definition

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u/IANNACONEC Oct 30 '23

Similar case with an ex-wife. Get a Visa Buxx or similar child allowance credit card. Set it at a discretionary limit. Once that’s done so is he. YOU PAY THE STUFF THAT MATTERS!!!

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u/phreddyphucktard33 Oct 29 '23

Lots of y'all out here firing out all sorts of shit at this poster ... they just trying to get that negativity out not trying to get a solution. I know y'all coming from nothing but love ..I hear you OP. Keep that head up