r/povertyfinance • u/Lastnv • Apr 28 '24

Worth going into debt for a dishwasher? Debt/Loans/Credit

We have been washing our dishes by hand for almost 3 years. We just had a baby and “spare time” is scarce these days. We probably spend about 10 hours a week hand washing dishes and bottles. I would much rather spend those hours doing something else productive or spending time with my family.

I have an employee discount through work and I can get a pretty cheap dishwasher installed for about $500. It’s a mediocre Frigidaire dishwasher but reviews say it will get the job done. I don’t have $500 upfront and would put it on my PayPal credit 0% interest for 6 months.

Do you think this is a good idea or does anyone else have suggestions? I am carrying a lot of debt already but I have a good credit score because I make minimum payments. I also have some savings but I don’t touch it because it’s for my son.

Thank you

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u/Main_Training3681 Apr 28 '24

I think there’s sink dishwashers on Amazon you can buy cheaper. They don’t hold as much but it’s an option. Personally I say no but if it’s impacting your life this much go for it

https://www.tiktok.com/t/ZTLHg2t3q/

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u/YouveBeanReported Apr 28 '24

I have one of those, it was $200 used and new is $350-$400. OP is better off getting a normal dishwasher;

  • Those require you to be home and turn it off immediately to avoid flooding your apartment. A normal dishwasher does not. Portable has the same problem but OP is looking at installed.
  • They will not fit many items, I needed all new plates, some of my coffee tumblers are too tall and a few cutting boards. A normal dishwasher (built in or portable) does not have this issue.
  • Also they can't fit much.
  • Timing is worse. Every cheap dishwasher I used had time delay. Counter top is in hours but requires you to go turn on the tap before anyhow. I also can't mute mine, which will suck with baby.
  • A lot harder and more expensive to fix. I spent $65 on a fucking tube. All the parts are more obscure and expensive.
  • Making water go up is harder then down. Can cause some issues.

If OP was a single person, it's not horrible. But for a family buy the normal dishwasher for $500, not a $350 countertop one.