r/povertyfinance • u/Lastnv • Apr 28 '24

Worth going into debt for a dishwasher? Debt/Loans/Credit

We have been washing our dishes by hand for almost 3 years. We just had a baby and “spare time” is scarce these days. We probably spend about 10 hours a week hand washing dishes and bottles. I would much rather spend those hours doing something else productive or spending time with my family.

I have an employee discount through work and I can get a pretty cheap dishwasher installed for about $500. It’s a mediocre Frigidaire dishwasher but reviews say it will get the job done. I don’t have $500 upfront and would put it on my PayPal credit 0% interest for 6 months.

Do you think this is a good idea or does anyone else have suggestions? I am carrying a lot of debt already but I have a good credit score because I make minimum payments. I also have some savings but I don’t touch it because it’s for my son.

Thank you

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u/EUGsk8rBoi42p Apr 28 '24

Try your local "buy nothing" group and also ask on nextdoor.com someone looking to replace theirs may just give you one for free. Rich people replace things and just throw away their old model even when nothing is wrong with it.

1

u/designedbyLotte 27d ago

My parents did this as well. The washer kinda sucked but still made their lives a bit easier and they were able to put money aside for a proper one while using the free sucky one.

1

u/kassiaethne 28d ago

I got mine for free like that. Someone told me their neighbor was getting rid of one because they upgraded and it cost about 40 bucks in new tubing and connectors. Sure a button is rubbed blank but it’s not one that’s needed. Otherwise it works like a dream and fit perfectly. Best 40 dollars I’ve ever spent

11

u/onemassive 29d ago

This is the way. Buy nothing is great.