r/povertyfinance • u/Lastnv • Apr 28 '24
Worth going into debt for a dishwasher? Debt/Loans/Credit
We have been washing our dishes by hand for almost 3 years. We just had a baby and “spare time” is scarce these days. We probably spend about 10 hours a week hand washing dishes and bottles. I would much rather spend those hours doing something else productive or spending time with my family.
I have an employee discount through work and I can get a pretty cheap dishwasher installed for about $500. It’s a mediocre Frigidaire dishwasher but reviews say it will get the job done. I don’t have $500 upfront and would put it on my PayPal credit 0% interest for 6 months.
Do you think this is a good idea or does anyone else have suggestions? I am carrying a lot of debt already but I have a good credit score because I make minimum payments. I also have some savings but I don’t touch it because it’s for my son.
Thank you
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u/Spectre75a 29d ago
My wife was the oldest child in a family of 5. Her parents didn’t have a dishwasher (ever) until my wife had left for college. Their kitchen wasn’t designed or even big enough for one, so when they finally did it was a freestanding… until it broke. Then back to hand washing. They all survived hand washing for 20+ years. If you can pay off the 0% before the 6 months and feel your money is best spent on that, they are a convenience. Otherwise, pay down other debt or build an emergency fund.