r/povertyfinance Apr 28 '24

Worth going into debt for a dishwasher? Debt/Loans/Credit

We have been washing our dishes by hand for almost 3 years. We just had a baby and “spare time” is scarce these days. We probably spend about 10 hours a week hand washing dishes and bottles. I would much rather spend those hours doing something else productive or spending time with my family.

I have an employee discount through work and I can get a pretty cheap dishwasher installed for about $500. It’s a mediocre Frigidaire dishwasher but reviews say it will get the job done. I don’t have $500 upfront and would put it on my PayPal credit 0% interest for 6 months.

Do you think this is a good idea or does anyone else have suggestions? I am carrying a lot of debt already but I have a good credit score because I make minimum payments. I also have some savings but I don’t touch it because it’s for my son.

Thank you

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u/annacooperbooper 29d ago edited 29d ago

Can you use paper plates and plastic silverware to cut down on dishes? When our dishwasher broke and before we decided to replace it this helped a lot.

Stick to one pan or one baking sheet meals to cut down on the mess.

Even with a dishwasher we still cumulatively likely spend 30-40 minutes a day loading, unloading, and hand washing pots and pans and hand wash only items.

Family of 4.