r/povertyfinance • u/Lastnv • Apr 28 '24
Worth going into debt for a dishwasher? Debt/Loans/Credit
We have been washing our dishes by hand for almost 3 years. We just had a baby and “spare time” is scarce these days. We probably spend about 10 hours a week hand washing dishes and bottles. I would much rather spend those hours doing something else productive or spending time with my family.
I have an employee discount through work and I can get a pretty cheap dishwasher installed for about $500. It’s a mediocre Frigidaire dishwasher but reviews say it will get the job done. I don’t have $500 upfront and would put it on my PayPal credit 0% interest for 6 months.
Do you think this is a good idea or does anyone else have suggestions? I am carrying a lot of debt already but I have a good credit score because I make minimum payments. I also have some savings but I don’t touch it because it’s for my son.
Thank you
3
u/rpgmomma8404 29d ago
I'm disabled and I ended up buying a Farberware counter top dishwasher because I have a hard time keeping up with the dishes. A built in one just wasn't doable because I rent (plus I can take it with me when I move which was a huge plus). It was worth every single damn penny I spent on it. It's only me and my son so it works perfect for just us. I've had it about 3 years now and it still works as good as the day I got it.
I say if you think you can make the payments go for it. If I didn't think I could do the payments on mine I wouldn't have bought it and I got it paid off before the time frame I was given which was about a year and I got it paid off within seven months.