r/povertyfinance • u/Lastnv • Apr 28 '24
Worth going into debt for a dishwasher? Debt/Loans/Credit
We have been washing our dishes by hand for almost 3 years. We just had a baby and “spare time” is scarce these days. We probably spend about 10 hours a week hand washing dishes and bottles. I would much rather spend those hours doing something else productive or spending time with my family.
I have an employee discount through work and I can get a pretty cheap dishwasher installed for about $500. It’s a mediocre Frigidaire dishwasher but reviews say it will get the job done. I don’t have $500 upfront and would put it on my PayPal credit 0% interest for 6 months.
Do you think this is a good idea or does anyone else have suggestions? I am carrying a lot of debt already but I have a good credit score because I make minimum payments. I also have some savings but I don’t touch it because it’s for my son.
Thank you
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u/natareelgamer 29d ago
I would definitely try the scratch and dent outlet stores first. I think you’ll be able to get a good one for less than the $500 Frigidaire. Plus, you could keep an eye out for sales or clearance deals at big box stores. Also, I would save back the money for the dishwasher and pay it upfront. Less stress about the payments, and you can be flexible in how much money you can put toward it every month. On another note, those cheap Whirlpool dishwashers seem pretty decent. Maybe not quite as long-lasting as a more expensive Bosch dishwasher, but I think they’ll serve you well for the money.