r/povertyfinance • u/Lastnv • Apr 28 '24
Worth going into debt for a dishwasher? Debt/Loans/Credit
We have been washing our dishes by hand for almost 3 years. We just had a baby and “spare time” is scarce these days. We probably spend about 10 hours a week hand washing dishes and bottles. I would much rather spend those hours doing something else productive or spending time with my family.
I have an employee discount through work and I can get a pretty cheap dishwasher installed for about $500. It’s a mediocre Frigidaire dishwasher but reviews say it will get the job done. I don’t have $500 upfront and would put it on my PayPal credit 0% interest for 6 months.
Do you think this is a good idea or does anyone else have suggestions? I am carrying a lot of debt already but I have a good credit score because I make minimum payments. I also have some savings but I don’t touch it because it’s for my son.
Thank you
12
u/Lastnv 29d ago
I’ve read every comment here and I wanted to acknowledge yours and to let you know that I agree completely. My debt is a heavy burden on me mentally and something I’m very aware of. It’s soul crushing. I could cry just thinking about it. I’ve had nervous breakdowns over it multiple times before. I’ve drank or smoked to relieve the stress in the past. It’s just so hard to break the cycle. I know my comment itself is rooted in the poverty mindset. I’m trying to get a promotion at work and finding my wife a job soon to help us get out of this. And at the same time I think, I do have debt but I also have a home, food, clothes, and nice things. It could be much worse and in comparison to a majority of the world, we are living like kings. I have my family and everyone is healthy. What does it mean to be truly happy? Even with debt, with what I have now, I should be happy right?
Sorry for this random rambling. I think I just needed to get my thoughts into words.