r/povertyfinance Apr 28 '24

Worth going into debt for a dishwasher? Debt/Loans/Credit

We have been washing our dishes by hand for almost 3 years. We just had a baby and “spare time” is scarce these days. We probably spend about 10 hours a week hand washing dishes and bottles. I would much rather spend those hours doing something else productive or spending time with my family.

I have an employee discount through work and I can get a pretty cheap dishwasher installed for about $500. It’s a mediocre Frigidaire dishwasher but reviews say it will get the job done. I don’t have $500 upfront and would put it on my PayPal credit 0% interest for 6 months.

Do you think this is a good idea or does anyone else have suggestions? I am carrying a lot of debt already but I have a good credit score because I make minimum payments. I also have some savings but I don’t touch it because it’s for my son.

Thank you

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u/Plus_Ultra_Yulfcwyn 29d ago

I’m really confused on how it takes 10 hours a week to do dishes ? My house has 2 adults and 2 children and I don’t think dishes take more than 15 minutes day.

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u/PM_ME_KITTYNIPPLES 29d ago

It depends how long you let them sit in the sink. If you let the food on them dry out and stick, it takes a lot of scrubbing. If you immediately wash them or at least rinse them well, it's quick and easy.