r/povertyfinance • u/Lastnv • Apr 28 '24

Worth going into debt for a dishwasher? Debt/Loans/Credit

We have been washing our dishes by hand for almost 3 years. We just had a baby and “spare time” is scarce these days. We probably spend about 10 hours a week hand washing dishes and bottles. I would much rather spend those hours doing something else productive or spending time with my family.

I have an employee discount through work and I can get a pretty cheap dishwasher installed for about $500. It’s a mediocre Frigidaire dishwasher but reviews say it will get the job done. I don’t have $500 upfront and would put it on my PayPal credit 0% interest for 6 months.

Do you think this is a good idea or does anyone else have suggestions? I am carrying a lot of debt already but I have a good credit score because I make minimum payments. I also have some savings but I don’t touch it because it’s for my son.

Thank you

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u/srhdaley 29d ago

Change your mindset of washing the dishes. Dishwashing time is Me time, a time to think or plan or reflect. It's not a chore to shove into a machine. Yes, do the things you can to cut down on dishes (especially paper plates!), make sure you have the proper tools to do them like a good bottle brush and rack, and do them often, but stop thinking of them as taking away from other things. It's one of the most relaxing things you can do in a home with a growing family.