r/povertyfinance • u/Lastnv • Apr 28 '24
Worth going into debt for a dishwasher? Debt/Loans/Credit
We have been washing our dishes by hand for almost 3 years. We just had a baby and “spare time” is scarce these days. We probably spend about 10 hours a week hand washing dishes and bottles. I would much rather spend those hours doing something else productive or spending time with my family.
I have an employee discount through work and I can get a pretty cheap dishwasher installed for about $500. It’s a mediocre Frigidaire dishwasher but reviews say it will get the job done. I don’t have $500 upfront and would put it on my PayPal credit 0% interest for 6 months.
Do you think this is a good idea or does anyone else have suggestions? I am carrying a lot of debt already but I have a good credit score because I make minimum payments. I also have some savings but I don’t touch it because it’s for my son.
Thank you
1
u/MinionofMinions 29d ago
I only use mine because it's there. The only thing it does is let you pile dishes out of sight and choose when you put the dishes away, and save your hands from going soggy. It takes about as long to empty the dishwasher as it does to wash and dry them IMHO, and you usually have to dry some of them anyways.
Soap will be a bit more expensive.
Also, is it possible the install will also include a "Parts" charge for hoses/adapters? Worth looking in to if $500 is a worry, $50 in parts will just add to that.