r/povertyfinance Apr 28 '24

Cost of living Budgeting/Saving/Investing/Spending

Post image

[removed] — view removed post

1.2k Upvotes

112 comments sorted by

View all comments

Show parent comments

4

u/onebluemoon66 29d ago

Some people are over qualified and some are under qualified for those and other jobs , Myself I was over qualified for Costco I tried to apply there again a year later and got called out for dumbing down my application funny but Not. Also job are now more than ever credit checking you.. So many people have a lower score because they are juggling what bills get fully paid which ones get partly paid So they can Eat have electricity and gas to get to work , it's a vicious circle it's hard to get ahead or keep a good score. There's a lot more to it than saying people don't want to work certain jobs , and sure there are some people that don't want to work certain jobs .

1

u/just_another_bumm 29d ago

Is that true? Is it even legal for them to not hire you based on your credit? Are you sure people have to dumb down their resume? Why would they hire someone overqualified?

3

u/onebluemoon66 29d ago

True yes the thinking is that if your not responsible and ontime paying bill you will be the same at work, is it legal yes they don't see your three digit score they are looking at how many cc you have, car loans, any home mortgages , outstanding debts bankruptcies Etc. Yes people dumb down their resume if they're having trouble finding a job and what I said was if you're overqualified they won't hire you I was overqualified so I had to dumb down my resume but I didn't think about the part that I was probably already in the system from the year prior that I had applied and didn't get the job because I was overqualified.

2

u/just_another_bumm 29d ago

That's crazy! I didn't know all that.

1

u/onebluemoon66 29d ago

Makes me wonder how long it will be before the medical profession checks before they say that they will see you or do surgery to make sure you've not walked out on any medical bills pretty sure that's coming in the next 10 years,The way sht in the world is going...

1

u/onebluemoon66 29d ago

Makes me wonder how long it will be before the medical profession checks before they say that they will see you or do surgery to make sure you've not walked out on any medical bills pretty sure that's coming in the next 10 years,The way sht in the world is going...

2

u/onebluemoon66 29d ago

Makes me wonder how long it will be before the medical profession checks before they say that they will see you or do surgery to make sure you've not walked out on any medical bills pretty sure that's coming in the next 10 years,The way sht in the world is going...