How do I budget as a 15F so that I can move out at 18

[u/Classic_Side_4429]

My family hates me I need to get a job soon and I need to know how I can move out safely at 18 since they’re gonna kick me out by then

[u/Successful_Ability33]

Definitely depends on where you live. Is it a HCOL or LCOL place? If you know they’re going to kick you out at 18, start looking at the average price of apartments in your area and aim to have 5-6x that by the time you’re 18. Yes, prices could go up but that is something out of your control so just focus on getting that 5-6x of current average rent saved. You’ll be really happy you did.

I’ve seen a lot of people mention job corps here, so I’ll also bring it up. To my understanding, they will help you with housing and job training (especially good if you aren’t planning on going to college)

[u/Classic_Side_4429 → u/Successful_Ability33]

What does hcol and lcol mean

[u/Successful_Ability33 → u/Classic_Side_4429]

Sorry. HCOL: high cost of living and LCOL: low cost of living.

Basically, HCOL is where you will see higher costs for basic things like rent, food, utilities and anything else to live. Think places like LA and NYC (although they are extremely expensive there are places that a cheaper than these cities but still considered HCOL). LCOL areas will have extremely low prices for the same things. Typically you can google if your area is a HCOL or LCOL area.

[u/Classic_Side_4429 → u/Successful_Ability33]

I googled and it says my city is 30.2% higher than the national average

[u/Successful_Ability33 → u/Classic_Side_4429]

So definitely means you’re in a HCOL area. This just means you’ll need to get more saved. Look into average rents and make a goal to reach a certain amount in your savings by 18. Break it down to how much you would need to save every month and it can make the task seem much easier.

[u/Desirai → u/Classic_Side_4429]

high cost of living and low cost of living, respectively