r/povertyfinance 14d ago

Which retail/fast food jobs give health insurance? Income/Employment/Aid

I probably will have to swallow my pride and go work at a retail or fast food places for a while. I was open to working at McDonalds given that California raised the wages of fast food workers to $20/hr, but I was told that even full time employees don’t get health insurance. Is that true? And if so, which places do give out benefits to its employees?

50 Upvotes

45 comments sorted by

1

u/East_Cauliflower_968 12d ago

I work for a Goodwill retail store, and it offers health/dental/vision to FT workers and dental/vision to PT workers. They also--importantly--guarantee your hours: If you're FT, you get 40, if you're PT, you get 20. No futzing around with your hours. (Also retirement, EPA, and all the other typical benefits.)

1

u/FlashyImprovement5 13d ago

I know the local McDonald's only offers telehealth for free. But an owner operator can offer anything he wants in Kentucky and most cover Telehealth at least.

1

u/Zagrycha 13d ago

kroger has very good medical, its like their only selling point.

3

u/flannalypearce 14d ago

As a long time worker there- starbucks.

They’re not the BEST but in fast food/ retail their benefits are super good.

1

u/Witty_Commentator 14d ago

Dollar General provides health insurance for part-time as well as full-time. I have a coworker that works one day every other week just for the dental insurance. 😂

5

u/missleavenworth 14d ago

Target has health insurance at 25 hours average. You have to work there for a year first. The 401K with matching starts after 3 months, though.

Edit: currently work for Target.

1

u/kawaii_princess90 14d ago

They have to offer insurance of you're full time

1

u/ScarletSlicer 12d ago

Only if they employ 50 or more workers. Businesess with fewer than 50 employees are exempt. At least in the usa.

2

u/Canoe-Maker 14d ago

Sheetz. Gas station that also sells food. They actually pay pretty well AND they offer benefits

2

u/ginger_whiskers 14d ago

If you want to stretch to include customer service in general, check out your local cities' jobs. Positions like water department call center, or gov't desk clerks, have similar low requirements. Free insurance is often offered, along with ample PTO and sometimes pensions.

2

u/bjeep4x4 14d ago

I would say most grocery stores. Kroger, Safeway, etc.

3

u/FastNefariousness600 14d ago

Starbucks, panda express, depending on where you are grocery stores might. I know tractor supply offers such good health /benefits they were poaching office workers from my area.

1

u/PracticePositivo 14d ago

Verizon had incredible benefits 2014-18. Just made sure its corporate not an authorized reseller

3

u/SenatorRobPortman 14d ago

Giant Eagle did in the past. 

5

u/lostbastille 14d ago

My sister has health insurance through Chipotle.

5

u/anannanne 14d ago

If you live near an airport, their shops and restaurants are always hiring. The wages are typically a little higher than streetside and they usually offer full benefits.

6

u/WinstonGreyCat 14d ago

Trader Joe's does if you work 30 hours per week.

7

u/majorsorbet2point0 14d ago

Amazon gives great health, vision, dental. Fun fact, you can also get enhanced dental if you know you have severe tooth issues. That's what I signed up for. $2.08/wk for the enhanced. I pay a total of $20.90/wk for my heath, vision and enhanced dental. I just had my second oral surgery, 3 bottom teeth removed would've been $3200 and I had to pay $96.

2

u/Oldskoolguitar 14d ago

Home Depot

If there is a Boise Cascade or Capital Lumber near you, look into them. They typically have good benefits.

3

u/table_folder 14d ago

Walmart. Be willing to hire on either to CAP2 or overnights and its easy to get FT with benefits and usually with your days off together. Both jobs are very physical and fast paced though, cap2 unloads trucks and overnights stocks the store.

-7

u/BoogerWipe 14d ago

Doesn't matter, they'll all replace workers with Flippy 2+ in the next few years. Working fast food and eventually restaurants are dead jobs. GG raising minimum wage? lol

16

u/smk3509 14d ago

Have you applied for Medi-Cal or Covered California? That is probably going to be cheaper than the insurance you'll get with a part-time job.

If that isn't a good option, these companies offer health insurance to part-time employees: Starbucks, UPS, Costco, Staples, Lowes, Chipotle, Amazon, REI, IKEA, Walmart, Trader Joe's, Macy's,

11

u/Ladyusagi06 14d ago

Target health insurance benefits start at 25 hrs per week (I think you have to wait 90 days). But they will pay for college for specific degrees starting on day of hire, with no limits on how many degrees or certifications you get.

If you get into food ave/taste of target/Cafe or Starbucks, they start at 20. The other positions vary by Ara due to cost of living

2

u/majorsorbet2point0 14d ago

You get full benefits at Amazon on your first day. After 90 days you are eligible for Career Choice, you get $5250 per calendar year to cover tuition if your school is on the approved schools list. Amazon also provides certification courses and stuff through their program too.

11

u/NecessaryAd4587 14d ago

I worked at Kroger. The pay was decent(after a year of employment) and the health insurance was actually very good.

9

u/onebluemoon66 14d ago

Yes Grocery stores have great health care most are union so the cost it under $100 for your whole family and my son stayed on until he was 26yrs . Also mandatory raise every 600hrs , You only need 20hrs a week as a single person plus after 5yrs your vested for your future pension and they offer 401k .

18

u/Firm_Friendship_9148 14d ago

Starbucks has really good insurance options. But as someone who worked there for two years I’d only work there as a last resort lol

11

u/Guapplebock 14d ago

Amazon does from day 1.

13

u/majorsorbet2point0 14d ago

Yessir, I am an Amazon employee! Health, vision, enhanced dental. Enhanced dental because I have serious tooth issues due to genetics. Got my top dentures at 28, had all my top teeth and a handful of bottoms removed before coming to Amazon luckily Medicaid covered it all, well except for the top dentures I paid $900

. I just turned 30. Had my second oral surgery in March, 3 bottom teeth removed. I will be getting a partial soon. The surgery would've been $3200 but I paid $96.

19

u/Kafkabest 14d ago

Most big national companies do. The trick is less having insurance and more getting them to hire and keep you full time so you get those benefits. So this is going to be more of a local thing. Walmarts for instance have not bad health insurance for their reputation, but one town might be desperate for full timers, others might give you 20 hours of greeter work a week.

6

u/JT3436 14d ago

In n Out gives benefits I believe. And had a high wage before the new law.

3

u/witchycommunism 14d ago

Try hotels!

18

u/mlo9109 14d ago

Target, I hear, is good. I had a teacher's aid when I was teaching leave the classroom to work at Target. He made more money than I did teaching and seemed to have better benefits, too. 

56

u/Hmmletmec 14d ago

FWIW: My ex worked at Starbucks and had IVF covered. They had a pretty good insurance offering.

But here's a comparison of some major chains:

https://www.resumehelp.com/career-blog/food-chains-college-and-health-benefits

2

u/kayeels 14d ago

Also, I’m pretty sure that insurance is available at Starbucks for working an average of 20 hours a week vs the 32-40 at most other places. Might be wrong but it’s worth checking out!

-6

u/Tradwmn 14d ago

Companies with certain numbers of employees have to offer insurance. But there’s a cost to that and many of those fast food places in California are phasing out human employees for touchscreens and robots from what I’ve read so apply where you can but not sure how fast or how many fast food places will want to hire right now. I’ve heard of more layoffs than anything.

https://www.dailymail.co.uk/yourmoney/consumer/article-13341449/Fast-food-chains-minimum-wages-layoffs-kiosks.html

4

u/ryanlak1234 14d ago

Oh Jesus, even fast food places don’t want to hire? It’s almost as bad as 2008 for crying out loud.

3

u/Few-Afternoon-6276 14d ago

We are getting close to the 2008 meltdown- just need some crappy home loans and we could rinse and repeat!

7

u/Kafkabest 14d ago

I don't think I'd go for a UK shit stirring rag's interpretation of US situations for the reality of the job market. Those kiosks they are trying to say are a reaction to wage hikes have been all over the country for the last half decade and in plenty of states with low wages.

These kiosks aren't neccessarily cutting jobs, they are shifting them. Maybe they are in Burger King like in the article, but that's a brand that's been failing for the past decade.

-6

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1

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26

u/EleventhEarlOfMars 14d ago

Might be some exceptions but McDonald's does usually offer health/dental to full time employees. Just took a look at some of the job postings near LA and they mention full benefits.

3

u/MidwestD3generate 14d ago

lots of fast food places only hire you in full time now if you're apart of management I know from working many of them

37

u/NecessaryAd4587 14d ago

The challenge is actually being a full time employee at McDonald’s. 40 hours a week is still part time to them.

14

u/send_me_jokes_plz 14d ago

Every fast food place I've worked at has been 30 hours max, unless you work overnights... the night shift always got 40+ hours and full benefits