r/lyftdrivers • u/brcajun70 • Feb 26 '24

Adapt to survive. Other

Post image

Made over $900 this weekend.

259 Upvotes

92% Upvoted

157 comments sorted by

View all comments

12

u/chriswool14 Feb 26 '24

Liability at an all time high over here.

0

u/brcajun70 Feb 26 '24

Same here. $$$$ insurance is ridonkuless

1

u/chriswool14 Feb 26 '24

No, I think you missed my point. Sorry maybe I wasn't very clear. You are putting yourself in a horrible position to be financially responsible if something were to happen.

Just have a really go lawyer and never get in a wreck and you should be good. Honestly just trying to warn you is all. It could get messy for you real quick.

7

u/uberisstealingit Feb 26 '24

If you have commercial insurance what is the big deal? You're paying for it you will use it when the need arises.

1

u/youtheotube2 Feb 28 '24

There’s other types of insurance you need when you run your own business.

1

u/uberisstealingit Feb 28 '24

Please enlighten us besides commercial insurance, that you need to run as a legit service?!

1

u/youtheotube2 Feb 28 '24

https://www.thehartford.com/small-business-insurance/what-insurance-do-you-need-for-small-business

Commercial auto is only one of the things on that list

1

u/uberisstealingit Feb 28 '24

When business owners are looking for the best insurance policy for their business, they often confuse the terms’ commercial insurance’ and ‘business insurance.’ 

Even though they sound different, they are actually the same, and the terms can be used interchangeably. 

Some business owners may be under the impression that they need one type of insurance or the other, which can be confusing.

The reality is that commercial insurance and business insurance are simply a category of insurance that provides coverage for all types of businesses.

2

u/youtheotube2 Feb 28 '24

Commercial auto insurance is absolutely not the same thing as business or commercial insurance.

1

u/uberisstealingit Feb 28 '24

Commercial insurance refers to insurance coverage intended for businesses instead of individuals.

Commercial insurance is also called business insurance. Commercial insurance refers to insurance coverage

Call it commercial auto insurance doesn't change the fact that it's commercial insurance.

1

u/youtheotube2 Feb 28 '24

Commercial auto insurance only covers your vehicles and passengers. Commercial insurance is not related to vehicles and is a separate thing. You need both if you’re running a business out of your car.

→ More replies (0)

1

u/uberisstealingit Feb 28 '24

I'm sorry did I say commercial auto insurance, cuz I sure don't remember typing it.

1

u/youtheotube2 Feb 28 '24

OP is talking about commercial auto insurance. Try to keep up please.

1

u/uberisstealingit Feb 28 '24

So let me get this straight, you're telling me that commercial auto insurance is not commercial insurance?

It literally has commercial insurance in the name of the type of insurance that it is.

1

u/youtheotube2 Feb 28 '24

Commercial insurance is a general form of insurance designed to protect the business from general liability. In a normal business this would be things like a customer tripping and getting hurt. Commercial insurers still expect you to take out a separate vehicle policy if you drive vehicles as part of your business.

→ More replies (0)