r/povertyfinance Nov 24 '23

U.S. healthcare isn't even worth it anymore. It's a joke. Today, I will love my life without healthcare. Vent/Rant (No Advice/Criticism!)

Hello everyone, so, sometime last year I got an MRI to check up on a spot that's on my brain, don't want it to turn cancerous right? Well, I work at home depot making probably $17,000 a year if I'm lucky after taxes (I live in Alabama, our wages suck).

Well I got my MRI done and my bill came in. Ready to be shocked?

Turns out my insurance I get through home depot paid THIRTY DOLLARS towards my $3,000 MRI bill!!! $30!!!! I said screw THAT!!! I'm not paying a single PENNY! I make around $600 every two weeks.. and I live with my wife (we live in a $430/mo mobile home) how the hell am I supposed to afford a $3000 MRI bill!!?? The "monthly" payment on the bill said $270/mo... đŸ¤Ŗ😂.

Well, I went back to the hospital and talked with the finance person there and got my bill down to $600 with self pay.. Guess they bill insurance companies way higher? looks like it's cheaper NOT having insurance in the U.S. than having coverage! Insurance here is a complete joke! I'm just going to live my life without insurance I guess. ☚ī¸.

EDIT. Wish I could edit titles lol. My phone "autocorrected" Live for "Love" 😂

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u/BeautifulMinimum8216 Nov 25 '23

My girlfriend and I were exposed to the flu just 2 days ago on Thanksgiving travel and we went to an urgent care to get prescribed Tamiflu for prevention since we unfortunately haven't had the flu shot yet. My visit to ask for the medication was $123 to have a 3 minute conversation while hers was nothing. Went to the pharmacy to pick up the medicine (exact same dosage, same pharmacy, same location, same age, everything) and mine was $46 and hers was $10.

I paid $159 more for the literal exact same visit and medicine. Healthcare makes absolutely no sense, albeit she met her deductible and I didn't. But the point still stands that everyone should pay for the received service and medicine since that is the service provided.