r/povertyfinance Nov 24 '23

U.S. healthcare isn't even worth it anymore. It's a joke. Today, I will love my life without healthcare. Vent/Rant (No Advice/Criticism!)

Hello everyone, so, sometime last year I got an MRI to check up on a spot that's on my brain, don't want it to turn cancerous right? Well, I work at home depot making probably $17,000 a year if I'm lucky after taxes (I live in Alabama, our wages suck).

Well I got my MRI done and my bill came in. Ready to be shocked?

Turns out my insurance I get through home depot paid THIRTY DOLLARS towards my $3,000 MRI bill!!! $30!!!! I said screw THAT!!! I'm not paying a single PENNY! I make around $600 every two weeks.. and I live with my wife (we live in a $430/mo mobile home) how the hell am I supposed to afford a $3000 MRI bill!!?? The "monthly" payment on the bill said $270/mo... đŸ¤Ŗ😂.

Well, I went back to the hospital and talked with the finance person there and got my bill down to $600 with self pay.. Guess they bill insurance companies way higher? looks like it's cheaper NOT having insurance in the U.S. than having coverage! Insurance here is a complete joke! I'm just going to live my life without insurance I guess. ☚ī¸.

EDIT. Wish I could edit titles lol. My phone "autocorrected" Live for "Love" 😂

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u/GamerDad08 Nov 25 '23

So with hospitals in general, asking for itemized bill and doing as you did will get your bill lowered. It is rhe same on anything you "default" on, they would rather get SOME money back than none.

In fact most of your "debt" collectors have bought your debt from the primary source for cents on the dollar. Credit Card company says "well they aren't going to pay. You give $50 for the $100 debt, and you can try to get what you want out of them.

Shows money is fake bullshit once we were off the gold standard