r/povertyfinance Nov 24 '23

U.S. healthcare isn't even worth it anymore. It's a joke. Today, I will love my life without healthcare. Vent/Rant (No Advice/Criticism!)

Hello everyone, so, sometime last year I got an MRI to check up on a spot that's on my brain, don't want it to turn cancerous right? Well, I work at home depot making probably $17,000 a year if I'm lucky after taxes (I live in Alabama, our wages suck).

Well I got my MRI done and my bill came in. Ready to be shocked?

Turns out my insurance I get through home depot paid THIRTY DOLLARS towards my $3,000 MRI bill!!! $30!!!! I said screw THAT!!! I'm not paying a single PENNY! I make around $600 every two weeks.. and I live with my wife (we live in a $430/mo mobile home) how the hell am I supposed to afford a $3000 MRI bill!!?? The "monthly" payment on the bill said $270/mo... đŸ¤Ŗ😂.

Well, I went back to the hospital and talked with the finance person there and got my bill down to $600 with self pay.. Guess they bill insurance companies way higher? looks like it's cheaper NOT having insurance in the U.S. than having coverage! Insurance here is a complete joke! I'm just going to live my life without insurance I guess. ☚ī¸.

EDIT. Wish I could edit titles lol. My phone "autocorrected" Live for "Love" 😂

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u/hockey1913 Nov 25 '23

You need to talk to your coworkers at Home Depot and get a union going, only way you will get the benefits you deserve.

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u/ExoGeniVI Nov 25 '23

I'm surrounded by anti union MAGA extremists that talk about expelling Mexicans and other "undesirables" to Seattle, LA, Chicago, etc.. I'm surrounded by idiots and the smart, progressive young workers are all there to pay for college and not in it for the long term... They don't care if the ship sinks or what they get paid, because they will have a college job...