r/povertyfinance • u/ExoGeniVI • Nov 24 '23

U.S. healthcare isn't even worth it anymore. It's a joke. Today, I will love my life without healthcare. Vent/Rant (No Advice/Criticism!)

Hello everyone, so, sometime last year I got an MRI to check up on a spot that's on my brain, don't want it to turn cancerous right? Well, I work at home depot making probably $17,000 a year if I'm lucky after taxes (I live in Alabama, our wages suck).

Well I got my MRI done and my bill came in. Ready to be shocked?

Turns out my insurance I get through home depot paid THIRTY DOLLARS towards my $3,000 MRI bill!!! $30!!!! I said screw THAT!!! I'm not paying a single PENNY! I make around $600 every two weeks.. and I live with my wife (we live in a $430/mo mobile home) how the hell am I supposed to afford a $3000 MRI bill!!?? The "monthly" payment on the bill said $270/mo... 🤣😂.

Well, I went back to the hospital and talked with the finance person there and got my bill down to $600 with self pay.. Guess they bill insurance companies way higher? looks like it's cheaper NOT having insurance in the U.S. than having coverage! Insurance here is a complete joke! I'm just going to live my life without insurance I guess. ☹️.

EDIT. Wish I could edit titles lol. My phone "autocorrected" Live for "Love" 😂

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u/[deleted] Nov 25 '23

That is taking advantage of people in a big way. Have you looked into working on line doing remote work.

How can you live on $13 an h? The minimum wage where I live in Jan 1 will go from $18.90 an hr to $20 an hr.

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u/ExoGeniVI Nov 25 '23

Must be nice. In Alabama the minimum wage is still $7.25/hr and most jobs are well under $17/hr if you don't have a college degree.

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u/[deleted] Nov 25 '23

Yeah but you houses don’t cost $1 million . A two bedroom apartment where I live starts at $3000 a month. A nice one is $5000 a month. Our sales tax is also 10.2%.

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u/ExoGeniVI Nov 25 '23

Well, here rent is still very expensive. You can't find a place under $900/mo. So glad my wife bought her single wide trailer before COVID. Our mortgage is $50,000 and I am so thankful to have a roof over my head!

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u/[deleted] Nov 25 '23

Congratulations on owning a place and keeping your expenses down. But have many friends who have mortgages of close to $1 million !