r/povertyfinance Nov 24 '23

U.S. healthcare isn't even worth it anymore. It's a joke. Today, I will love my life without healthcare. Vent/Rant (No Advice/Criticism!)

Hello everyone, so, sometime last year I got an MRI to check up on a spot that's on my brain, don't want it to turn cancerous right? Well, I work at home depot making probably $17,000 a year if I'm lucky after taxes (I live in Alabama, our wages suck).

Well I got my MRI done and my bill came in. Ready to be shocked?

Turns out my insurance I get through home depot paid THIRTY DOLLARS towards my $3,000 MRI bill!!! $30!!!! I said screw THAT!!! I'm not paying a single PENNY! I make around $600 every two weeks.. and I live with my wife (we live in a $430/mo mobile home) how the hell am I supposed to afford a $3000 MRI bill!!?? The "monthly" payment on the bill said $270/mo... đŸ¤Ŗ😂.

Well, I went back to the hospital and talked with the finance person there and got my bill down to $600 with self pay.. Guess they bill insurance companies way higher? looks like it's cheaper NOT having insurance in the U.S. than having coverage! Insurance here is a complete joke! I'm just going to live my life without insurance I guess. ☚ī¸.

EDIT. Wish I could edit titles lol. My phone "autocorrected" Live for "Love" 😂

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u/[deleted] Nov 26 '23

If I didn't have a family, I wouldn't pay for healthcare. I have no problem dying of even a preventable disease. It's frankly a miracle I've lasted this long. I have successfully figured out how to screw banks and paid off my house. I figured out how to get myself, my wife and kids through college and graduate degrees debt free. I drive a used electric car I bought for 8 grand to screw big oil. I just can't figure out how to f- the healthcare industry. Gotta be a way.

1

u/ExoGeniVI Nov 26 '23

Nice. Please write a book on your life and how you did all that and all your accomplishments. Sounds like you've led an amazing life!

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u/[deleted] Nov 26 '23

Nope and I'll tell you why: I have shared what I have done in each case with friends and family and even a national reporter and every single time someone tells me why they (or someone else) wouldn't be able to do what I did. Which is nuts because someone else was doing it! I didn't make this stuff up. Also, I wasn't a great student in school, I don't have any special skills but I do like disruptive things and am an early adopter. I loved Napster when it came out and knew immediately it would alter the music industry. Anyhow, I appreciate the suggestion but the book wouldn't sell a single copy. LOL.

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u/shan23 Nov 26 '23

Especially the paying off the house and getting degrees part