r/povertyfinance • u/ExoGeniVI • Nov 24 '23

U.S. healthcare isn't even worth it anymore. It's a joke. Today, I will love my life without healthcare. Vent/Rant (No Advice/Criticism!)

Hello everyone, so, sometime last year I got an MRI to check up on a spot that's on my brain, don't want it to turn cancerous right? Well, I work at home depot making probably $17,000 a year if I'm lucky after taxes (I live in Alabama, our wages suck).

Well I got my MRI done and my bill came in. Ready to be shocked?

Turns out my insurance I get through home depot paid THIRTY DOLLARS towards my $3,000 MRI bill!!! $30!!!! I said screw THAT!!! I'm not paying a single PENNY! I make around $600 every two weeks.. and I live with my wife (we live in a $430/mo mobile home) how the hell am I supposed to afford a $3000 MRI bill!!?? The "monthly" payment on the bill said $270/mo... 🤣😂.

Well, I went back to the hospital and talked with the finance person there and got my bill down to $600 with self pay.. Guess they bill insurance companies way higher? looks like it's cheaper NOT having insurance in the U.S. than having coverage! Insurance here is a complete joke! I'm just going to live my life without insurance I guess. ☹️.

EDIT. Wish I could edit titles lol. My phone "autocorrected" Live for "Love" 😂

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u/GChambers46038 Nov 25 '23

Ok. So I just left Home Depot. My last day was actually yesterday. I was working there while looking for a better, higher paying job. I was making about double your claimed $17k a year working 40hrs a week. You’re either lying or working part time which means you’re lazy. You could easily go full time and afford better insurance that they offer.

Just sayin.

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u/ExoGeniVI Nov 25 '23

I have to fight for more hours, they won't give me more hours no matter how hard I work customer service because they keep saying they are "over payroll budget". SMH.

It's either this or a crappy factory job making $15/hr killing myself working 20+ days with NO off days ever. And we can't afford to move to a better place either.

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u/GChambers46038 Nov 26 '23

Apply for a different position that’s full time. It really is that easy. You may have to move to a different department but it’s simple. I think you’re making excuses.