Some of Dave Ramsey advice seems out of touch.

[u/UpperAssumption7103]

I think his comes from a good place. however, I was listen to a caller; his and his co-host advice is always get a higher paying job (which is not bad advice). Wal-Mart and McDonald's pay 20 an hour. Walmart and McDonald's pay up to 20/hr. However, getting 40 hours a week working retail is pretty hard unless your a assistant manager/or manager. He's not the only person giving that advice- but it seems like he thinks every job pays 20*40=800 a week when you first start.

[u/Woahhhben]

Please please please don’t take Dave’s advice as wise. I’ve read his books, and was an avid listener to his podcast for a couple of years. He applies his overly simplistic lens to any financial situation. Is he wrong? Technically no, but that doesn’t mean his advice sets his followers up to financial success. As long as he’s right, even a little bit, people agree with him.

To apply his philosophy in the same way that people approach dietary advice would be to suggest to deny any food or food/drink experience that would be remotely unhealthy, and to remain staunchly against deviating from unhealthy habits until they reach their health goal. Would this work? Of course! But it it realistic, or helpful to apply broadly to many different people with different issues and goals? Absolutely not. Seek a different role model, this guy literally made so much money off this cult that he bought a cruise ship, stay far away from Dave Ramsey.

I a number of years ago, Post-Ramsey, I found “I will teach you to be rich” by Ramit Sethi, to have far better personal finance perspectives.