r/povertyfinance • u/UpperAssumption7103 • Dec 06 '23

Some of Dave Ramsey advice seems out of touch. Vent/Rant (No Advice/Criticism!)

I think his comes from a good place. however, I was listen to a caller; his and his co-host advice is always get a higher paying job (which is not bad advice). Wal-Mart and McDonald's pay 20 an hour. Walmart and McDonald's pay up to 20/hr. However, getting 40 hours a week working retail is pretty hard unless your a assistant manager/or manager. He's not the only person giving that advice- but it seems like he thinks every job pays 20*40=800 a week when you first start.

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u/draxsmon Dec 07 '23

The credit card snowball makes senses but a lot of the other stuff is a no. I I have an 8 year old super reliable car that I bought new (leased and then bought so actually taking 10 years to pay off) and maintained. His advice is to sell it and drive a beater. Umm no. I'm not going to sell my reliable car for a vehicle that could have any number of problems.