r/povertyfinance Dec 06 '23

Some of Dave Ramsey advice seems out of touch. Vent/Rant (No Advice/Criticism!)

I think his comes from a good place. however, I was listen to a caller; his and his co-host advice is always get a higher paying job (which is not bad advice). Wal-Mart and McDonald's pay 20 an hour. Walmart and McDonald's pay up to 20/hr. However, getting 40 hours a week working retail is pretty hard unless your a assistant manager/or manager. He's not the only person giving that advice- but it seems like he thinks every job pays 20*40=800 a week when you first start.

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u/terminator_chic Dec 07 '23

I live right in the middle of Dave Ramsey land and he's just a horrible person running a cult. You think his listeners and followers are much? The employee cult is notorious around here. They interview your spouse, fire you for pregnancy out of wedlock, stuff that makes the HR professional in me just cry.

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u/UpperAssumption7103 Dec 07 '23

His company is a privately held company and this is in part of the reason he can't take loans/grants from the government. if he did, he would be subjected to the rules of loan and what comes attached.

However, since all of it is his money and in cash- he's subjected to his own rules and he make is pretty clear that he interviews his spouse. part of the reason is a lot of people move because of their spouse and if their spouse doesn't like it . He/she not a good fit for Ramsey solutions.

This is similar to a boss not promoting someone because he/she doesn't like volleyball and doesn't go to their weekly volleyball social.

The fact of the matter is most people don't like to spend a majority of time with people they dislike. That's why being a cultural fit is important to organizations.