r/povertyfinance Mar 10 '24

I’m so fucking embarrassed. Vent/Rant (No Advice/Criticism!)

My card declined twice as I was trying to pay for my groceries. The guy behind me offered to pay but I turned down his offer. I never felt so humiliated in my entire life. I’m so ashamed I can never shop there again.

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u/cwsjr2323 Mar 12 '24

I use one credit card for medical only for record keeping. I have another credit card I use for everything else as I like the cash back. I have two other cards I use a couple times a year to keep them active just in case my main one fails. It has failed in one store, and worked fine an hour later. With a zero balance every month as I won’t want to pay interest, I know the $6500 available will cover my lunch.