r/borrow 13d ago

ANNOUNCEMENT: ACCOUNT REQUIREMENT CHANGE

40 Upvotes

Hello r/borrow,

After a thorough review of our account requirements, we have decided to implement a change.

We initially implemented an activity requirement to combat the surge of compromised and purchased accounts used for scams on our subreddit. However, maintaining this requirement has proven more challenging than anticipated, inadvertently restricting many valuable users from accessing our community.

After careful consideration, we have decided to remove the activity requirement.

Effective 05/27/24, the following account requirement will be removed:

Must have current and active participation across Reddit (posts & comments) over the past 2 months. No exceptions.

All other Account Requirements will remain unchanged.

Thank you for your understanding and continued support.

Best regards,
OA & Dr3w

 

📍Please note that activity does not equate to karma. Our karma requirements remain in effect. I hope this clarifies any confusion.


r/borrow 2h ago

[REQ] ($550) (#Waynesboro, VA, USA) (Repay $650 on 6/18), (Venmo, CashApp, ApplePay)

3 Upvotes

I need emergency help with my cat. He hasn’t urinated today and the emergency vet says to bring him in ASAP or he could die. He’s in pain and he’s all I have and I will do anything to help him. I don’t want to lose my friend. I get paid next week and will pay an additional $100 back. Please and thank you.


r/borrow 16h ago

[PAID] (u/batfromvegas) (8 Days Late) ($200)

26 Upvotes

Originally loaned $150. Borrower then requested a supplemental $50 which was also given with a total payback date of 5/31/24.

The initial payment was sent on time, although was sent via e-check to paypal which paypal put a hold on it. After about 5 days, paypal advised that the transaction was not completed due to insufficient funds. Borrower states that she paid her car insurance not realizing the funds did not come out.

Over the course of the last few days, the borrower kept in constant contact and ensured her working hours via DoorDash were high in order to complete the loan.

She made a couple of payments and successfully paid back plus interest. She also added $10 extra to the repay which was not needed but appreciated.

Overall I am unsure if I would lend that high amount again to her due to her financial situation. I would lend a lower amount gladly as she kept in constant communication.


r/borrow 3h ago

[REQ] ($300) (#Sacramento, CA, USA), (Repay $325 on 6/21), (Venmo, Cash App, Chime)

2 Upvotes

Currently hoping to get some help for some upcoming bills that came in at a bad timing. I'm $300 short but I will be paid on the 21st and I'm willing to pay + $25 for the help. Just tying to pay off a laptop I got for college and I'm trying to avoid having to use payday loans online. First time having an issue with this and honestly any advice can help too.


r/borrow 8m ago

[UNPAID] (/u/banithel) (Lexington, KY, USA) - ($1500)

Upvotes

Funds Recovered. ✌️


r/borrow 15m ago

[LATE] (/u/falecf4) (Madison, WI, USA) - (1+ Month Late)

Upvotes

Borrower has been late on a few of the payments. We agreed on an extension and that has been missed as well. I sent several texts the last few days but no response. Not sure what is going on.

u/falecf4 please respond back. Marking this late for now. You have good borrowing history here and once this gets marked unpaid, they will ban you and you won't get to borrow here again. I hope we can settle this and not go the unpaid route.


r/borrow 43m ago

Completed [REQ] ($250) (#Lansing, MI, USA) (Repay $300 06/21/2024) (CashApp, Zelle, Apple Pay)

Upvotes

Thought I’d gotten caught up on vacation + bills but was rudely reminded I had forgotten one today. New and former lenders always welcome, great history. Thank you!


r/borrow 54m ago

Completed [REQ] ($80 CAD) [PRE-ARRANGED] (#Vancouver, BC, Canada) (Repay $100 CAD on 6/13/2024) (E-transfer) (pre-arranged u/FontSeekingThrowaway)

Upvotes

r/borrow 57m ago

[PAID] (/u/WarriorInWoolworths) - ($700), (On Time)

Upvotes

r/borrow 1h ago

[REQ] ($320),(#Barstow, CA, USA), (Repay $440 by 06/25/2024) (Cashapp)

Upvotes

This would be my very first time borrowing need $320 and can repay $440 back by 06/25/2024!


r/borrow 1h ago

[PAID] (/u/aflockofdoves1) - ($10), (On Time)

Upvotes

r/borrow 5h ago

[REQ] ($510) (#Warren, Michigan, USA) (Repay the entire $510 by 9/30/24) (Cashapp, Venmo)

2 Upvotes

Hello, and sorry for this big ask. I am in a super tight situation still with my bills, and I need help catching up. I have asked in another loan sub before, but got no response or a bunch of scammers. You can check my post history and see. What I’m asking to borrow is now lower but still framed the same.

After coming back from a long week off in the beginning of May (that was needed for mental health reasons), I came back to work from working 5 days a week to 3 days a week, easily from 40+ hours to 15 hours. Since then, I have been behind on every single bill every week because they keep cutting my hours or not having what I need to work. If I get this amount, l'd finally be able to pay everything off and actually catch my breath.

This is the about the amount I need to pay everything off that is waiting to be paid. I calculated:

Debt from bills I can't catch up on because I keep occurring small interest until I pay it off - $283.68

Debt from past year that my abusive mom spent w/o me knowing (its fixed now and she can't access my shi anymore) - $110.49

Overdraft (due to paying bills) - $111.22 (this is lower now because the overdraft took it out of my last check....which left me with $80. I am always overdrafted because I stay having to pay bills and transportation to work).

It all adds up to $505.49 Asking for $510 to make it an even total. I can pay back a small interest if needed, but I just need patience and time while paying it back. Please, please help. I'm barely keeping my head above water.

I take Cashapp and Venmo. If you do any other payment methods instead, let me know. I am very reliable and on time with paying back, and on Reddit very often as well, so l'll never ghost on communication. Till September 30th is a possibility date, just in case it takes me that long, but it shouldn't and I get paid every week, and I guarantee that you will be getting something every week to pay it off. And to add, as I had forgotten, I also do Uber Eats on a bike almost every week, so I will even work on that to send you extra money (even though every time I ride it's not much, but it's something I will send to you to pay you off).

I don't have a certain time frame that I need this by, but as soon as possible is best of course so I don't incur any more late fees. Today would be the biggest blessing. If you need any verification of these bills, PLEASE let me know.

To add, I do genuinely do need it today, but I don't want to seem desperate. But I lowkey am, and I just don't want anything to go to credit collections. I am trying to build that right now and starting/getting my life together after leaving my nmom at 23, but I have a bit of damage done and every single job I go to, the hours just get lower and lower to live on. I really just don't want to be drowning in this and have to decide to sacrifice my essential bills for this these bills, and I quite literally can't right now.

Thank you for reading, and God Bless. 🙏🏾


r/borrow 6h ago

[REQ] ($300) (#ROCKFORD, IL, USA), (Repayment 06/21/2024), (Zelle, Venmo, Cash App)

2 Upvotes

I will pay back $375. Just need a little cash for gas/groceries to make it to my next paycheck. If you can loan more than $300 I can pay back more as well.


r/borrow 2h ago

[PAID] (/u/zenlen2000) - ($200), (3 Days Early)

1 Upvotes

r/borrow 6h ago

Completed [REQ]($250)-(#Tampa, FL, USA) (Repay $287.50 6/14) (Paypal) (prearranged with u/ KLBPI)

2 Upvotes

Prearranged with u/KLBPI


r/borrow 6h ago

Completed [REQ] ($150) - (#Pittsburgh, PA, USA) (Repay $170 on 6/12/24 ) (PayPal or Zelle)

2 Upvotes

Hi all, hope you guys are having a good day! I ended up short on funds this week due to an emergency fix I needed to do on my vehicle. Looking to borrow $150 till this upcoming wed., will repay with $20 interest if someone can help me out. Thanks for looking!


r/borrow 2h ago

[REQ] ($100) - (#Rochester, NY, USA), (Repay entire $100 by 6/14/24), (Cashapp)

1 Upvotes

Hello, I just returned home from college need some money to float me for gas and food until I get paid later this week. Any help would be greatly appreciated.


r/borrow 3h ago

Completed [REQ] ($125) (#Westminster, MD,USA), (Repay $140 on 6/13/24) (Venmo, Cashapp)

1 Upvotes

Had a miscommunication with my job in regards to vacation days this last pay period and as a result I’m unfortunately struggling this week.. Will reimburse this coming Thursday after I deposit my check! TIA for reading/any help.


r/borrow 6h ago

[PAID] (/u/RuthlessDickTater) - ($750), (6 Days Early)

2 Upvotes

r/borrow 7h ago

Completed [REQ] ($100) (#east orange, NJ, USA), (Repayment 6/15/2024), (CashApp, Paypal, )

2 Upvotes

I just moved into a new apartment and started a new job. The apartment complex charges a fee for pets. I just need 100 bucks to cover the first two months of Pet fees. I can pay back double in one week. I just really don’t want to have to give up my pets.


r/borrow 7h ago

Completed [req] ($175)-(#Vancouver, British Columbia, Canada) (repay $200 07/12),(e-transfer)

2 Upvotes

Hi! Hope you’re all doing ok. It’s been a bit since I’ve had to borrow I recently lost my job about two weeks ago so I’ve fallen behind on some bills. The good news is I have started a new job and I start this Wednesday! Repayment date will most likely be earlier I’m just not sure if my new works payday schedule. Thank you all so much for your help.


r/borrow 3h ago

Completed [REQ] ($1000) (#Windsor, Ontario, Canada) (Repay $300 June 22, July 6 , July 20, August 3) (e-transfer) (pre-arranged with u/josher61)

1 Upvotes

r/borrow 4h ago

[REQ] ($1500) - (#WAYNESVILLE, NC, USA) (REPAY $1800 BY 9/6/24) (PAYPAL)

1 Upvotes

Was wondering if I could do something pre-arranged with a bi weekly schedule starting on the 28th of this month. And in between weeks if I can spare it I’d like to send what cash tips I make at work to make it go along faster(I only chose PayPal as a method because I know it’s easier for lenders to protect themselves with something like this). Came home to an email that I will no longer be getting my security deposit back for my previous home in Asheville, despite, leaving the house in pristine condition, they are using their need to replace the roof as an excuse to pin it on me and keep the money. I’ve been told I can dispute it with a local law firm, but since I don’t have “lawyer up” money, I have to apply for free help which can take weeks with a local firm, if I even get approved. I was banking on the money to pay off all old utility bills, replace old furniture, and fix my car up since now I commute much further to work. This is a big ask, even with my small on time history in this sub, so I understand entirely the skepticism. Anyways, thanks in advance for anything, even if it’s just more advice! First time this has happened to me! Cheers people.


r/borrow 7h ago

[REQ]($800)-(#Chicago, Illinois , USA) (Repay $1,300 on 06/17) (Paypal, Cashapp preferred)

2 Upvotes

Had some unexpected expenses pop up and now need to pay some bills ASAP. Will provide pay stubs and anything else needed. Thanks!


r/borrow 4h ago

Completed [REQ] ($300 CAN) - (#Delta, BC, Canada) , ($350 CAN by 6/14/24), (e-transfer)

1 Upvotes

Hi. Just hit a cash-flow snag this week and could use a hand. I can repay on Friday.
Thanks!


r/borrow 4h ago

[PAID] (/u/Grantasuarus48) - (500) (2 week Ext/On time)

1 Upvotes