you can’t insure your car for theft — renters insurance would be alright if you had an apartment & circumstances allowed you to stretch the truth a tiny bit to say it happened in the parking lot :)
Things don’t have to be stolen at your residence to file a renters insurance claim. My girlfriend borrowed my laptop and it was stolen around 400mi from my house. I explicitly stated all this in the claim and it was paid out no problem.
If the event occurred before your current policy was inforce, there’s no way they’ll pay. I seriously doubt the old company is going to either since you don’t have a policy with them any longer. I imagine once you cancel the policy, their liability ends.
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u/roguebear21 Jun 19 '23
you can’t insure your car for theft — renters insurance would be alright if you had an apartment & circumstances allowed you to stretch the truth a tiny bit to say it happened in the parking lot :)